MediGUARD Income | Kurnia Insurance

MediGUARD Income

About this product

If you get hospitalised, you’ll want to focus all your attention on getting better. You certainly shouldn’t have to deal with worries about finances during this time. MediGUARD Income is a medical insurance plan that ensures your peace of mind. It not only covers your hospital fees, but also provides cash benefits to ensure the rest of your life continues running normally and is ready to welcome you back when you recover.

24-Hour Claims Approval

With submission of complete documents for covered conditions (not applicable on non-business days).

Medical Examination

None required.

Tax Relief

Up to RM3,000 based on your annual medical insurance premiums.

24-Hour coverage


Free Choice of Hospital

Simply submit your claim upon discharge.

Daily Hospital Cash Benefit

Cover daily expenses outside of your medical and hospital fees.

Daily Intensive Care Unit (ICU) Cash Benefit

A higher cash amount that will be paid in place of the Daily Hospital Cash Benefit.

Daily Lodger Cash Benefit

Should the hospital stay exceed 10 consecutive days.

Accidental Death Benefit

Should the policyholder pass away due to an accident, within 30 days of it occurring.

Lump Sum Critical Illness Cash Benefit

To be paid once per lifetime, subject to the policyholder surviving for over 30 days past the date of a confirmed diagnosis.

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