Car Insurance | Compare, Get Quote & Renew with Kurnia Insurans

Car Insurance

Get customised protection at a price you can afford.

Comparison of the best car insurance plans

Finding the right cover for your car can be time-consuming. Kurnia makes it easy to customise your insurance coverage based on your needs and budget.

Comprehensive Car Insurance

We offer affordable, comprehensive coverage that protects both your car and the vehicles of others. Our plans cover everything from essential benefits to complete protection.

auto365
Comprehensive Lite

Our most affordable plan with the necessary benefits for your car.

  1. 3 Years Warranty Period for Workmanship
  2. 24/7 Towing Assistance - Accident
    (up to RM200*)
  3. 24/7 Towing Assistance - Breakdown
    (Optional add-on available)

  4. 24/7 Emergency Roadside Assistance
  5. Naming Additional Drivers
    (Optional add-on available)
  6. Ambulance Fees
  7. Window Snatch Theft
  8. Key Care Cover
  9. Flood Relief Allowance
  10. Compassionate Allowance for Loss of Vehicle (CALV)

auto365
Comprehensive Plus

Best value-for-money plan that gives added coverage for your car.

  1. 3 Years Warranty Period for Workmanship
  2. 24/7 Towing Assistance - Accident
    (up to RM200*)
  3. 24/7 Towing Assistance - Breakdown
    (Free up to 100km for West Malaysia) / 60km for East Malaysia)
  4. 24/7 Emergency Roadside Assistance
  5. Naming Additional Drivers - Free
    (All authorised drivers)
  6. Ambulance Fees (up to RM500*)
  7. Window Snatch Theft (up to RM500*)
  8. Key Care Cover (up to RM500*)
  9. Flood Relief Allowance (RM1,500*)
  10. Compassionate Allowance for Loss of Vehicle (CALV)

Max Protectionauto365
Comprehensive Premier

The broadest coverage you can get to secure your car.

  1. 3 Years Warranty Period for Workmanship
  2. 24/7 Towing Assistance - Accident
    (up to 365km*)
  3. 24/7 Towing Assistance - Breakdown
    (Free up to 365km*)

  4. 24/7 Emergency Roadside Assistance
  5. Naming Additional Drivers - Free
    (All authorised drivers)
  6. Ambulance Fees (up to RM1,000*)
  7. Window Snatch Theft (up to RM1,000*)
  8. Key Care Cover (up to RM1,000*)
  9. Flood Relief Allowance (RM3,000*)
  10. Compassionate Allowance for Loss of Vehicle (CALV) (up to RM5,000*)

Ready to protect your car?

Compare quotes now ➝

Third Party, Fire and Theft Insurance (TPFT)

Looking for a third party coverage that comes with additional benefits for your car? You can now choose from our enhanced yet affordable plans.

Click here to find out more ➝

Third Party,
Fire & Theft

Provides basic protection with essential benefits that cover your car and others!

  1. Towing assistance - accident
    (Up to RM200*)
  2. Own damage claim
    (Limited to accidental fire & theft)
     
  3. Third party property damage claim
  4. Third party bodily injury claim

Optional Add-Ons

  1. Legal Liability to Passengers
  2. Legal Liability of Passengers

Other Services

  1. Road tax renewal

auto365 Third Party, Fire &
Theft Premier

Provides basic protection with essential benefits that cover your car and others!

  1. Towing assistance - accident
    (Up to 200km*)
  2. Own damage claim
    (Limited to RM5,000* for at fault accidental collision or overturning)
  3. Third party property damage claim
  4. Third party bodily injury claim
  5. Naming Additional Drivers - Free (Unlimited Drivers)

Optional Add-Ons

  1. Legal Liability to Passengers
  2. Legal Liability of Passengers

Other Services

  1. Road tax renewal

Why choose us

Most Malaysian car owners wish their insurance offer the value they need. Kurnia takes customer feedback to heart, allowing us to improve our service continually.

Trusted since 1978

Kurnia was first incorporated in 1978 and has since undergone several transformations. Today, Kurnia has grown to be one of the largest motor insurers, protecting one in seven cars in Malaysia. We are proud to be currently serving over four million general insurance policies nationwide.

Wide support network

Our network of 30+ branches, 6,000+ agents, 400+ approved repairers nationwide, and various online channels are ready to attend to your needs.

24-hour assistance

In the event of any road emergencies, Kurnia Auto Assist is here to help you anytime, anywhere in Malaysia.

Workmanship warranty

For comprehensive policyholders, we provide a 3-year warranty for workmanship on repairs done by an approvel panel repairer.

Long distance free towing

Our plans come with some of the longest distance free towing benefits that can be further extended to cover an unlimited distance.

Policy personalisation

Customise your policy with road tax and other important extensions like windscreen cover in one easy transaction.

New to Kurnia?

Get award-winning service, competitive prices, and extended protection under one roof. In just 3 simple steps, you can switch to Kurnia for the most complete coverage.

Step 1: Fill in your details

Provide your vehicle registration and identification numbers.

Step 2: Choose the perfect cover and get Instant Quote

Choose your main policy and then customise it further as needed. You could also renew the road tax at the same time.

Step 3: Pay and get your cover note instantly

You can choose your preferred method of payment and download your cover note. We will also email the relevant documents to you so that you can download them at your leisure.

Kurnia Auto Assist

Our customers enjoy nationwide roadside assistance, covering everything from accidents to breakdowns. The Kurnia Auto Assist (KAA) team is available to help you 24/7.

Jump-start
your car

Accidents

Breakdown

Fuel delivery

Towing
services

Flat tyre

Call us

1 800 88 3833

What to do in an accident?

Get help and remain calm

Keep calm and make sure that you and the other party are safe from any immediate danger. In the event of an injury, seek medical assistance from the authorities immediately.

Report the accident

Do not admit liability, negotiate or sign anything. Get the other party’s contact and vehicle details. Contact Kurnia Auto Assist at 1 800 88 3833 for immediate accident assistance. Next, lodge a police report within 24 hours. We will assist in taking you to the police station.

Let Us Handle the Claims

Call our Claims Helpdesk at 1 800 88 3833 to get started on the claims process. Our accident management process streamlines the claim procedures and expedites the repair. We will assist you through the entire process and keep you updated on the progress.

How to make a claim?

Motor Claims

Assistance with all motor-related claims.

1

Call 1 800 88 3833 for immediate help.

2

Our friendly staff will guide you through the whole process.

Kurnia Express Claims

Get immediate settlement for minor own damage claims.

1

Lodge a police report within 24 hours

2

Drive your vehicle and bring supporting documents to any Liberty General Insurance branch within 48 hours from the time of accident.

Need more help?

Workshop Locator

Immediately locate the nearest workshop. We have over 400 approved repairers nationwide.

Location Map ➝
Find Workshop

Instant Quote

Calculate your quote within 2 minutes.

Calculate Now

Claims Status Checker

Check your claims status online.

Check Now

Get Your Car Insured Within Minutes

FAQ

It’s really simple, all you need to do is go to the quote page here. Then, key in your personal details and car information to find out what your NCD status is and when your insurance expires. Another way is to refer to your cover note that we emailed you during your previous renewal.

Your car insurance premium is calculated based on a number of factors such as your age, age of your car, car model, sum insured and other aspects. If you want to get a quote immediately, click here to calculate your premium.

It is recommended that you insure your car based on the market value of your car at the point you apply for this car insurance policy. This will protect you from being under-insured.

Yes, almost anyone can drive your car as long as they:
  • have a valid licence of the relevant class to drive;
  • are not disqualified from driving by the law or other reasons;
  • have your permission to drive; and
  • comply with all the terms and conditions of this policy.

In the event your car meets with an accident, you will need to send your car to our panel of approved workshops or any other repairer that we have given you special permission to use.

On selected policies, we automatically allow all drivers whom you authorise to drive your car. We also have other policies where you can name additional drivers during the online purchase. For specific coverage and benefits, please refer to the individual policy for more details.

You can download all the relevant documents on our website after the purchase. We will also email you the cover note and relevant documents that can be downloaded anytime.

Our comprehensive policies cover events such as breakage of windscreen, windows or sunroof. However, if you would like to make a claim that will not affect your NCD, we recommend the purchase of a windscreen extension. This affordable extension can easily be added to your main policy during the renewal process.

Switching to Kurnia is instant and hassle-free. No additional paperwork is needed and it can be done in three simple steps. Refer this for the exact steps.

If your questions are not answered here or you need additional help, please contact our Customer Service on our toll-free hotline 1 800 88 3833. You can also submit your questions here.