It only takes a spark to get a fire going, and when it does, the damage can be catastrophic. It’s paramount, therefore, to keep your home free of fire hazards and, just in case, properly protected with comprehensive fire insurance. With Kurnia Fire Insurance, we take the heat off you by covering your premises against a wide range of fire and fire-related situations.

Are You Eligible?

Kurnia Fire Insurance is available for all houseowners, householders and house renters. It covers loss or damage to your residential building, renovation work and equipment, furniture, fixtures and fittings, as well as personal effects and household goods.

Keeping Things Cool

With Kurnia Fire Insurance, you can have complete peace of mind knowing that your premises, furniture and personal effects are covered against:

  • Damage by fire and lightning
  • Damage by explosions of domestic boiler or gas cylinder not forming part of a gas network
  • Damage by water or other extinguishing agents used to put out the fire
  • Damage resulting from gaining access to fire
  • Smoke damages caused by fire

Hot Extensions

Your basic Kurnia Fire Insurance policy can be extended, with additional premiums, to cover loss of or damage to property caused by the following:

  • Riot, strike and malicious damage
  • Explosion
  • Impact damage by own vehicles or 3rd party vehicles
  • Aircraft impact damage
  • Bursting and / or overflowing of water tanks, apparatus and pipes (excluding sprinkler system)
  • Bush / lalang fire
  • Spontaneous combustion
  • Storm and tempest
  • Flood
  • Earthquake and volcanic eruption
  • Damage by falling trees or branches and objects there from

Warm Up to Our Premiums

Basic premiums for Kurnia Fire Insurance are calculated based on a standard fire tariff rate prescribed by Persatuan Insurans Am Malaysia (PIAM) and is affected by the class of construction of the building and the sum insured. Speak to a Kurnia agent at 1800 88 3833 to find out more.

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