Basic Cover

The fire consequential loss insurance covers against losses directly out of the interruption of or interference with trading or business activity following a fire or any other peril insured under the Fire Policy.

Interest Insured

  1. Gross Profit, Gross Rental or Gross Revenue
  2. Wages
  3. Increase in cost of working
  4. Auditors Fee

Premium & Extensions

The basic rate for standard cover under the fire consequential loss insurance shall be arrived at in accordance with the provisions of the Revised Fire Tariff.

The policy can be extended to cover the below with an additional premium:

  1. Prevention of access
  2. Public utilities
  3. Specific supplier's premises
  4. Unspecific supplier's premises
  5. Specific customer's premises
  6. Infections or contagious diseases, murder, suicide, pest, food or drink poisoning; or defective sanitary arrangements

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