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MediGuard Income

Cash Allowance For Your Peace of Mind

Looking for a simple plan that offers cash on top of your hospitalization coverage? MediGUARD Income is the plan for you.

Benefits at a glance

Enrolment age from 30 days old up to 60 years old. Renewal is up to age 65 at the option of the Policyholder.*

24 Hours Claims Approval** with submission of complete documents for covered condition

No Medical Examination

Tax Relief

Annual premium paid for any of the medical insurance plan will qualify you for income tax relief up to RM3,000.

Scope Of Cover

Worldwide, 24 hours coverage

Free Choice Of Hospital

Upon discharge, submit your claim for our processing for a covered condition.

*Subject to terms & conditions of Policy.
**This is not applicable on non-business days.

DESCRIPTION OF BENEFITS

Daily Hospital Cash Benefit

In case of Hospitalization during the period of insurance of this Policy due to accident or sickness the Company shall pay the daily benefit as set forth in the Schedule of Benefit.

Daily Intensive Care Unit (ICU) Cash Benefit

The Company shall pay the daily benefit as set forth in the Schedule of Benefit for each day of the confinement in an Intensive Care ward of a Hospital during the period of insurance of this Policy. This benefit is payable in lieu of the benefit as described under the Daily Hospital Cash Benefit.

Daily Lodger Cash Benefit

The Company shall pay the daily lodger benefit as set forth in the Schedule of Benefit for each day of confinement on condition that the hospital stay exceeds 10 consecutive days per event.

Accidental Death Benefit

The Company shall pay the accidental death benefit as set forth in the Schedule of Benefit if the Insured Person under this Policy dies from accident and within 30 days from the date of accident.

Lump Sum Critical Illness Cash Benefit

In the event that the Insured Person under this Policy is diagnosed and confirmed by a registered medical practitioner and supported by clinical, radiological, histological and laboratory evidence acceptable to the Company to be suffering from a Critical Illness during the period of insurance of this Policy, the Company shall pay the lump sum Critical Illness benefit as set forth in the Schedule of Benefit. The payment for this benefit is applicable once per lifetime to any of the critical illnesses as specified in the Schedule of Benefit. This is further subjected to the Insured Person surviving for not less than 30 days after the date of first confirmed diagnosis

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