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BASIC COVER |
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This policy provides benefits in the event of accident anywhere in the world as a result of accidental death, disablement or
medical expenses up to the amount of benefits provided. Additional benefits of hospital income,post hospitalization allowance,
personal liability, repatriation expenses, corrective dental & cosmetic surgery, bereavement allowance & ambulance fees are also
provided for in the coverages. The limits of cover are in accordance to the selected plan.
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BENEFITS |
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24 hours worldwide protection
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Medical expenses including traditional treatment
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Service tax on medical expenses is reimbursable
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A choice of 10 affordable plans to suit your needs
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Extension of policy to family members
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10% discount if you and your family are insured together
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ELIGIBLE PROPOSER
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Proposer and spouse: 16 to 65 years old
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Children: 30 days to 18 or 24 years (if completing tertiary studies)
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Children below 18 years old are eligible for Plan 1 and 2 only
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| PREMIUM & EXTENSIONS |
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Premium is calculated based on type of
plan and occupation class.
| TABLE OF BENEFITS (RM) |
| BENEFITS |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
| Accidental Death |
25,000 |
50,000 |
100,000 |
150,000 |
200,000 |
| Permanent Disablement |
25,000 |
50,000 |
100,000 |
150,000 |
200,000 |
| Medical Expenses (including traditional treatment, RM30 / visit up to RM300 / accident) |
1,000 |
2,000 |
3,000 |
4,000 |
5,000 |
| Hospital Income (per week up to 52 weeks) |
100 |
200 |
300 |
400 |
500 |
| Post Hospitalisation Allowance (per week up to 4 times of duration of hospitalization) |
50 |
100 |
150 |
200 |
250 |
| Personal Liability |
100,000 |
100,000 |
100,000 |
100,000 |
100,000 |
| Repatriation Expenses (on death overseas) |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
| Corrective Dental & Cosmetic Surgery |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
| Bereavement Allowance |
2,000 |
2,000 |
2,000 |
2,000 |
2,000 |
| Ambulance Fees |
500 |
500 |
500 |
500 |
500 |
| PREMIUM |
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| * CLASS I & II |
44 |
78 |
129 |
180 |
231 |
| * CLASS III |
64 |
115 |
191 |
268 |
345 |
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| BENEFITS |
Plan 6 |
Plan 7 |
Plan 8 |
Plan 9 |
Plan 10 |
| Accidental Death |
300,000 |
400,000 |
500,000 |
750,000 |
1,000,000 |
| Permanent Disablement |
300,000 |
400,000 |
500,000 |
750,000 |
1,000,000 |
| Medical Expenses (including traditional treatment, RM30 / visit up to RM300 / accident) |
6,000 |
7,000 |
8,000 |
9,000 |
10,000 |
| Hospital Income (per week up to 52 weeks) |
600 |
700 |
800 |
900 |
1,000 |
| Post Hospitalisation Allowance (per week up to 4 times of duration of hospitalization) |
300 |
350 |
400 |
450 |
500 |
| Personal Liability |
100,000 |
100,000 |
100,000 |
100,000 |
100,000 |
| Repatriation Expenses (on death overseas) |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
| Corrective Dental & Cosmetic Surgery |
5,000 |
5,000 |
5,000 |
5,000 |
5,000 |
| Bereavement Allowance |
2,000 |
2,000 |
2,000 |
2,000 |
2,000 |
| Ambulance Fees |
500 |
500 |
500 |
500 |
500 |
| PREMIUM |
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| * CLASS I & II |
317 |
403 |
489 |
680 |
872 |
| * CLASS III |
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- |
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| CLASSIFICATION OF OCCUPATION |
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| *Class I |
Persons engaged in professional
administrative, managerial, clerical and non-manual
occupations.
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| *Class II |
Persons engaged in work of supervisory
nature but not involved in manual labour.
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| *Class III |
Persons engaged in manual work
which involve the use of tools or machinery.
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| 10 FREE EXTENSIONS |
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| 1. |
Strike, Riot & Civil Commotions |
| 2. |
Hijacking |
| 3. |
Drowning |
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Amateur Sports, Winter Sports, Motorcycling, Hunting,
Scuba Diving |
| 5. |
Murder and Assault |
| 6. |
Insect, Snake, Vermin and Animal Bites |
| 7. |
Disappearance |
| 8. |
Natural Disaster |
| 9. |
Exposure to Natural Elements |
| 10. |
Suffocation through Smoke, Fumes, Poisonous Gas & Food
Poisoning |
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| POLICY WORDINGS |
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HOW TO BUY |
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