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Home > Product Gallery > Householder Plus Insurance

Basic Cover
Interest / Property Insured
Eligible Proposer
Premium
Policy Wordings
How To Buy
HOUSEHOLDER PLUS INSURANCE
BASIC COVER back to top
 
Householder Plus insurance is a comprehensive policy for coverage of household contents and personal effects against accidental physical loss or damage.
 
Material Damage to Householder Contents caused by:
 
Fire, lightning and explosion
Earthquake, typhoon, windstorm and flood
Riot, strike, malicious damage
Bursting or overflowing of water tanks, apparatus or pipes
Impact of aircraft or vehicle
Burglary, housebreaking, full theft
Landslip
 
Basis of Settlement for Material Damage to Householder Contents
 
Jewellery and personal accessories up to RM5,000
Antiques, paintings and other works of art up to RM5,000
 
Hotel Expense Reimbursement
 
Hotel / Accommodation Expenses reimbursement up to RM7,500 (RM250 per day up to a maximum 30 days)
 
Personal Liability
 
Personal Liability cover up to RM75,000
 
Personal Accident
 
Personal Accident cover for you & your immediate family of RM10,000 each (up to 5 immediate family members inclusive of policyholder)
Personal Accident cover for domestic servant up to RM5,000


INTEREST / PROPERTY INSURED back to top
 
Household goods and personal effects of every description being the property of the insured or any member of his family normally residing with him & fixtures & fittings the insured own or for which he is responsible whilst situated at the Insured Premise


ELIGIBLE PROPOSER back to top
 
Householder, houseowner and house renters


PREMIUM back to top
 
The basic premium for coverage of content and personal effects valued RM25,000 is RM168 (excluding stamp duty).
 
Additional Limits of Coverage
 
Additional premium at RM5.00 per RM1,000 sum insured for every additional household contents and personal effects.
Personal Accident cover for additional family members (if more than 5) at RM10 per person.


POLICY WORDINGS back to top
 
Click here to view Policy Wordings.


HOW TO BUY back to top
1 Buy Online
2 Buy directly from Kurnia Branch
3 Buy directly from our Agents
4 Make Product Enquiry